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April 2, 2020

I hope you are keeping yourself, your loved ones, and your community safe from Coronavirus.

We are in uncharted territory, but it is also during times like these, that the best of human spirit shows. In the midst of this chaos, heroes have emerged. Medical professionals...

December 22, 2019

On December 20 2019, as part of the year-end spending bill, President Trump signed the SECURE (Setting Every Community Up for Retirement Enhancement) Act into law. This Act goes into effect on January 1, 2020.

Intent of the SECURE legislation is to strengthen retirement...

April 3, 2019

On Friday March 22 2019, an economic indicator caught investors’ attention. The yield on the 10-year treasury note fell below the yield on the 3-month treasury bill. This rattled the stock market.

Before getting caught in the paranoia, let us look at what a yield curve...

December 28, 2017

Oh yes, this is another year-end blog. And to top it, not the kind that is more popular at this time of the year. This is that time when all the pundits are making predictions for 2018. Most do not look back at what they said exactly one year ago, but a very small mino...

November 22, 2017

After practicing meditation for almost six years now, I still struggle with it. Most days it is easy to settle in. But not so easy on some other days. There are days when my mind is all over the place. It was one of those days. The phone rang and I jumped to take the c...

October 9, 2017

It was exactly 10 years ago today on Tuesday October 9, 2007 that the S&P 500 peaked at a then all-time high record, closing at 1565. The next day started the beginning of its painful descend. It was a long journey that lasted 17 months and resulted in a 57 percent dro...

October 5, 2017

When would you like to retire? This is one of those questions that rarely generates an ambivalent response. Most responses normally tend to fall in one of the two categories. One, who are ready to retire tomorrow, or the other, who will work as long as they can.

September 14, 2017

If we go by numbers, data breach at Equifax is not the biggest breach in history. Yahoo still gets the credit for that. However, this breach is significant not because of its magnitude but because of the sensitive information at risk. As a credit reporting firm, Equifa...

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Coronavirus Aid, Relief and Economic Security (CARES) Act

April 2, 2020

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