Holidays are interesting times. There is holidays cheer, there is holidays stress, that FSA account has to be used up, travels have to be borne, some introspection is done, and some resolutions are made. As a financial advisor, the task of listening to all the financial pundits is an extra task on my list. No one can predict the future, but it is still an interesting exercise to listen to different perspectives and identify the key themes that may play out in the year to come
